Dmitriy Bannikov / Gummy Labs

03 / Web / Local-first

Change one decision. See where it leads.

A local-first financial model for exploring how decisions made today change the years that follow.

Local-first Scenario branches JSON export
Forkline app icon Forkline showing a populated home purchase savings plan and projection

See it in action

A complete savings path, visible in one calm workspace.

What it does

Alternative futures without duplicate spreadsheets.

Problem

I wanted to ask what happens if I change jobs, pay off the mortgage, or invest more three years from now without rebuilding a spreadsheet for every alternative.

Engineering

Accounts, recurring cash flows, and time-based events form a common baseline. Alternatives branch from it, changing one assumption without duplicating or mutating the underlying plan.

Local-first

Plans autosave in the browser, can be downloaded as .forkline.json files, and do not require a backend account.

Explore

Forkline now lives inside the Gummy Labs website too.